Insurance in Tupelo, MS
Lee County, MS
Mc-Wright Insurance Group serves Tupelo and Lee County from an office on West Main Street. We're an independent agency, so we compare home, auto and business coverage across multiple carriers instead of quoting a single company. Coverage terms vary by carrier and policy — an agent will confirm what applies to your situation.
Tupelo is the commercial center of our footprint, and the West Main Street office exists because a fair amount of the work here does not fit a phone call — business owners who want someone to look at a lease, homeowners closing on a house who need a quote before they are locked in.
Lee County is also a good argument for reading your policy rather than assuming it. FEMA’s National Risk Index ranks the county higher for earthquake than for tornado, which surprises almost everyone who hears it, and earthquake is typically not part of a standard homeowners form.
We write personal and commercial coverage across Lee County, and being independent means we shop it rather than defend one carrier’s answer.
What we write in Tupelo
Who you'll talk to in Tupelo
Tamara Pharr Agency Owner & Commercial Insurance Agent MS, TN, AL License, PLCS designation, CIC (in progress) More about the team on our team page.
Local research from our team
Written about Lee County specifically — not general advice.
- FEMA's Highest Hazard Score for Lee County Isn't Tornado. It's Earthquake. FEMA's National Risk Index scores Lee County 93.4 for earthquake and 86.8 for tornado. What that ranking around Tupelo actually measures — and what it doesn't.
- What Drives Your Home Insurance Rate in Tishomingo County and Around Tupelo Rebuild cost, roof age, protection class, claims history, deductible structure. What actually sets a North Mississippi home insurance premium — and what most people get wrong.
- Buying a Home in Belmont, Iuka, or Tupelo? What to Check Before You Close An insurance checklist for homebuyers in Tupelo, Belmont, Iuka, and the rest of Northeast Mississippi — roof, wind/hail deductible, flood zone, and the quote you get before you're locked in.
- Wind and Hail Deductibles: How Mississippi Homeowners Can Lower Their Risk and Save Money Many Mississippi home policies carry a separate percentage wind and hail deductible. Here's what 1% and 2% actually cost on a Tishomingo or Lee County home.
- The Top 5 Coverages Every Mississippi Small Business Should Have General liability, property, commercial auto, workers' comp and business interruption — what each one actually does for a Mississippi small business, in plain English.
Questions we get from Tupelo
Where is Mc-Wright's Tupelo office?
What is the biggest hazard around Tupelo, according to FEMA?
Why does my Tupelo policy have a separate wind and hail deductible?
Do you write commercial insurance for Tupelo businesses?
Let's look at your coverage
Tell us what you're protecting in Tupelo and we'll shop it across our carriers.