About Us
105+ years of independent insurance — and the same promise we started with: take care of people first.
Our Story
Mc-Wright Insurance Group has been around since 1921 — same little office on Third Street in Belmont, Mississippi. Over the years, the agency has changed hands four times. Tamara and Brandon Pharr are the fourth owners, having purchased it from First American National Bank (now Guaranty Bank and Trust). It's not a family lineage — it's a legacy that's been passed forward, and Tamara and Brandon take that seriously. We also acquired the book of business of the late Donita Trotter's Insurance Services — and we're proud to continue her legacy as a female agency owner in this community. A lot has changed since 1921, but the way we treat people hasn't. We still believe insurance is about people, not paperwork. Whether it's walking someone through a claim after a storm, helping a new business owner figure out what coverage they actually need, or just being the person who picks up the phone when things go sideways — that's what we're here for. We also have offices in Tupelo and Iuka, MS to better serve clients across the region, and a 13-year-old Malti-Pom named Calvin who's been the unofficial welcome committee for years. He'll size you up at the door — and odds are, you'll pass with flying colors.
Our Mission
Look — insurance can feel like a chore. We get it. But it doesn't have to be confusing, impersonal, or something you dread dealing with. At Mc-Wright Insurance Group, we show up for our clients like we'd show up for family. We answer the phone, we explain things in plain English, and we make sure your coverage actually makes sense for your life — not just on paper. We're also big believers in the independent agent channel, and we pour into it. If we can help another agency do better work, everybody wins — especially the people we all serve.
What We Stand For
Relationships First
You are a name, not a policy number. We build coverage around real conversations, and we stick around long after the paperwork is signed.
Independent Advice
We work for you, not for a single insurance company. That means honest comparisons, straight answers, and coverage recommendations based on your situation.
Plain English
Insurance is full of jargon. We translate it. You should understand exactly what you are buying — and what you are not.
Community Roots
We live and work in the communities we serve. Supporting our neighbors has been part of who we are since 1921.
Our Offices
Belmont Office (Main)
9 Third Street
Belmont, MS 38827
Tupelo Office
600 West Main Street, Suite E
Tupelo, MS 38804
Iuka Office
203 South Fulton Street
Iuka, MS 38852
Hours: Monday – Friday, 8:00 AM – 4:30 PM
Areas We Serve
- North Mississippi: Tupelo, Fulton, Corinth, Iuka, Amory, Pontotoc
- Northwest Alabama: Florence, Muscle Shoals
- Southern Middle Tennessee: Pickwick, Jackson, Columbia, Spring Hill
Not sure if we serve your area? Reach out — we're happy to point you in the right direction either way.
Let's Talk About Your Coverage
Whether you're shopping for the first time or reviewing what you already have, we'd love to help.